The commercial finance referral platform for Australian mortgage brokers & advisers.
Your business clients need commercial finance. loan-o Connect gives them a proper pathway - and gives you visibility, communication, and commission - without adding licensing risk or admin to your plate.
No licensing burden. No fees to join. You stay in control.
Trusted by professionals and suppliers Australia-wide.
How do you work with business clients?
Choose your path and see how loan-o Connect can help you grow.
I'm Asset or Equipment Dealer
Add commercial finance to your services and deliver more value to your clients.
Learn more →
I'm an Asset Finance or Dealer
Offer finance to your customers faster and with more options.
Learn more →
I'm another Service provider
Work with us to open more doors and create more business value.
Learn more →Built for service-based businesses that already have the client relationships.
loan-o Connect is designed for professionals who sit close to business owners - and already have their trust. If your clients are buying assets, growing their operations, managing cash flow, or restructuring their business, there's a commercial finance conversation happening nearby. We help you have it properly.
Mortgage brokers
You already work with self-employed clients and business owners. When their finance need is commercial - equipment, vehicles, business expansion, working capital - loan-o Connect gives you a proper referral pathway without stepping outside your lane.
Accountants & bookkeepers
You see cash flow pressure, tax debt, asset purchases, and growth plans before anyone else. loan-o Connect turns those conversations into structured referrals - and earns you commission on outcomes you were already helping create.
Other referral partners
Insurance brokers, business consultants, financial advisers, conveyancers. If you have established SME client relationships and regularly sit near finance decisions, loan-o Connect is built for you.
How loan-o Connect works
We make it simple, so you can focus on your clients.
1. You Refer
Submit your client or deal through the platform, or customers can self-refer via one of the embeddable loan-o connect widgets.
2. We Engage
Our team reviews the opportunity and connects with your client.
3. We Assess
We source the right finance options from our lender panel.
4. We Settle
Once approved, we manage the process through to settlement.
5. You Earn
Earn commission on every deal that settles - and keep earning as your clients come back for more.
Your referral partner platform, all in one place.
- Track applications in real time
- Compare options side by side
- Upload documents securely
- View commission & performance
- Access our curated lender panel
- Stay informed at every stage
loan-o Connect has been a game changer for our business. The platform is powerful, the team is responsive, and our clients love the options.
Mortgage Broker
We settle more for our clients, faster. It's a win for everyone.
Accountant
Finance solutions for every business need
Turn your website into a lead engine.
The loan-o connect Widget Library is a set of drop-in, fully branded finance widgets for your own site. Visitors check their options in seconds - every enquiry lands straight in your pipeline.
Embed once. Capture leads forever.
- Copy-paste install. One snippet drops the widget straight into any website builder or CMS.
- Your brand, your colours. Each widget matches your logo and palette - it looks like part of your site.
- Leads land instantly. Every submission flows into your loan-o connect pipeline, tracked end to end.
A full-width headline banner for landing pages. Bold call to action that opens a finance enquiry.
A slim inline bar that sits on your homepage. Quick fields capture intent without leaving the page.
An instant indicative repayment, embedded in your page content beside a product or service.
An interactive repayment slider. Visitors play with numbers, then submit for real options.
A compact finance card to drop beside product listings or stock. Shows a price and a repayment.
A timed or exit-intent modal that recovers leaving visitors with one last finance offer.
Finance done properly, by a team that gets business.
No licensing burden on you
You don't need an Australian Credit Licence to refer commercial finance through loan-o Connect. We hold the ACL. We manage lender accreditations, compliance obligations, and credit assessments from end to end.
Your client relationship stays yours
We work alongside you, not around you. We contact your clients professionally, communicate with them in a way that reflects well on you, and report back to you throughout the process. You introduced them. That's never forgotten.
Proper communication at every stage
No black holes. No chasing. Whether a deal is progressing, stalled, or settled - you'll know. Partners on the Lite plan get live deal tracking and lead history directly in their dashboard.
Built for the clients you already have
Most commercial finance referrals happen because a broker or adviser already knows the client. loan-o Connect is designed around that reality - not around generic lead funnels or cold enquiries.
Two plans. Both designed for referral partners who care about doing it properly.
Commission is earned for introducing clients to a licensed credit provider, not for providing financial or credit advice. loan-o Pty Ltd holds the Australian Credit Licence.
Placement access for brokers
For mortgage brokers and solo advisers starting with referrals.
Ideal for: Solo or new brokers.
- ✓Deal placement support
- ✓Access to loan-o lender panel
- ✓Secure document upload
- ✓RCTI on request (you invoice manually)
- ✓Broker invoicing method
- ✓12-month client ownership period
Finance available for suppliers
For asset and equipment suppliers offering finance to their customers.
Ideal for: First-time suppliers.
- ✓Deal placement support
- ✓Access to loan-o lender panel
- ✓Secure document upload
- ✓RCTI on request (you invoice manually)
- ✓Supplier invoicing method
- ✓12-month client ownership period
loan-o Connect is a referral program, not a credit assistance service. Partners do not provide credit advice or credit assistance. All credit activities are conducted by loan-o Pty Ltd (ACL holder). Commission income is earned for the introduction of clients only.
Relationships that work in both directions.
The following reflects partner experience working with the loan-o team. Individual outcomes vary and are not guaranteed.
"My clients were already asking me about business loans and equipment finance. I didn't have a proper answer until loan-o Connect. Now I can refer them with confidence and know what's happening at every stage."
"The communication from the team is excellent. My clients feel looked after, and I'm not left wondering what happened to a referral."
Can a mortgage broker refer clients to commercial finance in Australia?
Yes. Mortgage brokers in Australia can refer business clients to commercial finance - including equipment finance, vehicle finance, business loans, and working capital facilities - without holding a separate credit licence, provided they are not providing credit assistance or advice.
Through a structured referral arrangement like loan-o Connect, a mortgage broker introduces a business client to a licensed credit provider and earns a referral commission on settled deals. The licensed party - in this case, loan-o Pty Ltd (ACL holder) - manages all credit assessment, compliance, lender submissions, and documentation.
This model is common across the Australian finance industry and is used by accountants, insurance brokers, financial advisers, and other professional service businesses to extend value to their SME clients without taking on the regulatory obligations of a credit licensee.
loan-o Connect is designed specifically for this purpose. It gives referral partners a co-branded pathway, live deal tracking, and commission payments - while loan-o manages everything on the credit side.
A commercial finance referral platform is a system that allows professionals - such as mortgage brokers, accountants, or insurance brokers - to introduce business clients to a commercial finance broker. The platform handles the referral pathway, deal tracking, communication, and commission payments. The referring partner does not provide credit advice; they make an introduction.
Referral partners on loan-o Connect can introduce clients who need asset finance, equipment finance, commercial vehicle finance, business loans, working capital facilities, and commercial property finance. The loan-o brokerage team then works with the client to find a suitable solution through their lender panel.
No. In most referral arrangements, introducing a client to a licensed credit provider does not itself constitute credit assistance and does not require the referring party to hold an Australian Credit Licence. However, partners must not provide credit advice, recommend specific products, or engage in activities that constitute credit assistance. loan-o Connect is structured to keep the referral relationship clear and compliant. Partners should seek independent legal advice if they are uncertain about their own obligations.
Many mortgage brokers work with self-employed clients and business owners whose finance needs extend beyond home lending - including commercial vehicles, equipment purchases, cash flow facilities, and business expansion. loan-o Connect gives mortgage brokers a structured way to refer these clients to a specialist commercial finance broker, stay informed throughout the process, and earn commission on settled deals - without adding complexity to their own operations.
Ready to give your business clients a proper commercial finance pathway?
Tell us about your practice and we'll get back to you within one business day.
Call us directly +61 423 881 497